With an alarming rate of 55 traffic accidents per hour in India, it’s crucial to prepare for minor and major incidents. Understanding the dos and don’ts is vital in navigating the aftermath of a traffic accident in a nation grappling with a high accident rate.
The Top 5 Things to Avoid in Car Accidents
Now let’s start with the don’ts:
- Refrain From Leaving The Scene Quickly Or Running.
Never – we cannot stress this enough – leave an accident scene where you are involved, even if it is not severe. The worst part is that you are leaving victims who still have hope. Furthermore, you will undoubtedly face hit-and-run charges if you flee. There could be jail time for this.
- Remain Calm
Yes, things are getting serious here. But you can only assist others if you try to maintain composure and clear thinking.
- Avoidance Of Physical Injury
Avoid removing a stabbed object as it could worsen bleeding; let a medical professional handle it. In serious accidents, refrain from moving someone with a potential spinal injury if their neck is at an odd angle. Avoid feeding accident victims on the scene due to possible jaw injuries or choking risks, hindering a full assessment of their injuries.
- Do Not Blame Anyone For The Mishap
It’s possible that the accident caused you to sustain damages and injuries. Blaming the other person, though, will only exacerbate the fear that the accident has already created.
- In The Absence Of An Insurance Representative, Never Accept A Settlement
The third party might make lowball settlement offers if it is clear that you were not at fault for the accident. This defeats the purpose of having car insurance. Never take verbal agreements made on the spot.
Following A Car Accident, One Should DO The Following:
- Assess Injuries
Check yourself for additional injuries by moving limbs; not all injuries may be visibly bleeding.
- Stop Bleeding
Tie cloth 1 inch above open wounds, applying direct pressure with your palm.
- Seek Help
Shout “help” and wait for locals to arrive in case of multiple injuries.
- Make Three Calls
Prioritise medical assistance, then call the police to report the accident and contact the car insurance helpline.
- Document The Scene:
Once sure of no emergency, take photos for future use, like insurance claims or police cases.
Although accidents are unpleasant to witness, your priority should always be to assist those in need. Who was at fault, exactly? Later on, this will matter. The insurance provider will try to pay for the medical expenses and losses incurred by other accident victims or third parties. A comprehensive coverage policy can cover your costs. Drive carefully and stay out of trouble; that’s your job. You can manage your policy on the go using a Bajaj Allianz car insurance app. Claims are subject to terms and conditions set forth under the motor insurance policy. *
A Personal Accident (PA) policy is typically packaged with a third-party insurance policy. Owner-drivers must have optional PA coverage, which costs a small amount. In other words, if you are hurt in an accident, the insurance company will compensate you with a set amount. You can use a four-wheeler insurance premium calculator to check on the costs of insurance plans. Claims are subject to terms and conditions set forth under the motor insurance policy. *
Get insured anytime, anywhere! Check out Bajaj Allianz General Insurance website to learn more and download the app now.
*Standard T&C Apply
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.
